:root{--navy:#0f2748;--gold:#c8a24b;--ink:#1a2536;--muted:#5b6776;--bg:#f7f6f1;--card:#fff;--line:#e5e3da;--accent:#23508f}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 'Source Serif Pro','Georgia',serif;color:var(--ink);background:var(--bg)}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.site-header{background:var(--navy);color:#fff;border-bottom:4px solid var(--gold)}
.header-inner{display:flex;align-items:center;gap:24px;padding:14px 0;flex-wrap:wrap}
.brand{color:#fff;font-weight:700;font-size:22px;display:flex;align-items:center;gap:10px;font-family:'Inter',sans-serif}
.brand-mark{background:var(--gold);color:var(--navy);width:34px;height:34px;border-radius:6px;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:14px}
.main-nav{display:flex;gap:18px;flex:1}.main-nav a{color:#fff;font-family:'Inter',sans-serif;font-size:15px}
.search{display:flex;gap:6px}.search input{padding:8px 12px;border-radius:4px;border:0;font-size:14px;width:200px}
.search.wide input{width:100%;max-width:520px;font-size:18px;padding:12px 14px}
.search button{padding:8px 14px;background:var(--gold);color:var(--navy);border:0;border-radius:4px;font-weight:700;cursor:pointer;font-family:'Inter',sans-serif}
main.container{padding:30px 20px 60px}
.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center;background:#fff;border:1px solid var(--line);padding:30px;border-radius:8px;margin-bottom:36px}
.hero h1{font-size:36px;margin:0 0 12px;color:var(--navy);font-family:'Inter',sans-serif}
.lede{font-size:18px;color:var(--ink)}
.hero-img{max-width:100%;height:auto;border-radius:6px}
.hero-cta{margin-top:16px;display:flex;gap:10px;flex-wrap:wrap}
.btn{display:inline-block;padding:10px 18px;border:1px solid var(--navy);color:var(--navy);border-radius:4px;font-family:'Inter',sans-serif;font-weight:600}
.btn.primary{background:var(--navy);color:#fff}
.btn.primary:hover{background:var(--accent);text-decoration:none}
.cat-grid h2,.prose h2,.form-list h2{font-family:'Inter',sans-serif;color:var(--navy);font-size:24px;margin-top:32px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px;margin-top:18px}
.card{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);padding:18px;border-radius:6px;color:var(--ink);display:block}
.card:hover{box-shadow:0 4px 12px rgba(15,39,72,.08);text-decoration:none}
.card h3{margin:0 0 8px;color:var(--navy);font-family:'Inter',sans-serif;font-size:18px}
.card p{margin:0 0 8px;color:var(--muted);font-size:14px}
.count{display:inline-block;background:var(--bg);color:var(--navy);padding:3px 10px;border-radius:99px;font-size:12px;font-family:'Inter',sans-serif;font-weight:600}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:14px;font-family:'Inter',sans-serif}
.page-head h1{font-family:'Inter',sans-serif;color:var(--navy);font-size:30px;margin:6px 0}
.muted{color:var(--muted)}
.forms{list-style:none;padding:0;margin:18px 0}
.forms li{padding:14px 0;border-bottom:1px solid var(--line)}
.forms li a{font-weight:700;font-size:18px;font-family:'Inter',sans-serif}
.forms li p{margin:4px 0 0;color:var(--muted);font-size:15px}
.forms.compact li{padding:8px 0;font-size:15px}
.prose{max-width:760px;margin-top:20px}
.prose p{margin:0 0 14px}
.prose h2{margin:24px 0 8px}
.form-article{background:#fff;border:1px solid var(--line);padding:30px;border-radius:8px;margin-top:14px}
.site-footer{background:var(--navy);color:#dde4ee;padding:40px 0 24px;margin-top:60px}
.footer-inner{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.site-footer h4{color:#fff;font-family:'Inter',sans-serif;margin:0 0 8px;font-size:15px;text-transform:uppercase;letter-spacing:.05em}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{padding:3px 0}
.site-footer a{color:#dde4ee}
.disclaimer-strip{border-top:1px solid #2a4470;margin-top:24px;padding-top:18px;font-size:13px;color:#9aa9bf}
@media (max-width:760px){.hero{grid-template-columns:1fr}.main-nav{order:3;width:100%}.footer-inner{grid-template-columns:1fr}}